I got a new credit card in the mail today. While I was setting up my online account, I was presented with the following screen.
This bank apparently believes my mother’s middle name must be at least four characters long to be useful in establishing my identity, regardless of what her name actually is.
In other words, I might have to lie before they’ll trust me.
All the more reason to not use actual facts when creating account recovery answers. Use a password manager to store the made-up answers.